Terms of use

By using Phidox you agree to these terms. They are short on purpose.

What we provide

Phidox (operated by its founders as individuals, not an incorporated company, based in Quebec, Canada) provides a research tool that queries market data and writes up what it finds. It is offered free of charge, as-is, with no promise that it will be available, correct, or continue to exist.

Read the disclaimer before anything else. It is the part that matters: Phidox is not investment advice and we are not registered with the Autorité des marchés financiers.

Your account

• You must be at least 14 years old.
• Give a real email address and keep your credentials to yourself.
• One person per account. You are responsible for what happens under yours.
• Free use is limited to a few questions a day. Working around those limits — multiple accounts, scripts, automated access — is not allowed.

Acceptable use

Do not:

• Present Phidox output as personalised investment advice to other people.
• Use it to manipulate a market, or as part of anything unlawful.
• Scrape, resell, or redistribute the underlying market data. It is licensed to us, not to you.
• Attempt to break, overload, or reverse-engineer the service, or reach data that is not yours.
• Publish anything unlawful, misleading, or that infringes someone else's rights.

We may suspend or remove an account that does these things.

What you publish

Publishing an analysis makes it and your display name visible to anyone. You keep ownership of what you publish and grant us permission to host and display it on the site. You can unpublish at any time. We may remove published content that breaks these terms.

Bring your own API key

If you connect your own model provider key, it is used only to answer your questions and is stored encrypted. You remain responsible for that provider's charges and terms. We are not a party to your relationship with them.

No warranty

Phidox is provided "as is" and "as available", without warranty of any kind — express or implied — including fitness for a particular purpose, merchantability, accuracy, or uninterrupted availability. The data may be wrong or stale. The models may be wrong. The written analysis is generated by an AI system and may be wrong.

Limitation of liability

To the fullest extent the law allows, we are not liable for any trading or investment loss, lost profit, or indirect, incidental or consequential damage arising from your use of Phidox. Because the service is free, our total liability to you for any claim is limited to CAD $100.

Nothing in these terms excludes liability that cannot be excluded under Quebec law, including liability for bodily or moral injury, or for intentional or gross fault. Some consumer protections under the Quebec Consumer Protection Act cannot be waived, and nothing here attempts to waive them.

Ending it

You can stop using Phidox and delete your account whenever you like. We may suspend or end access if these terms are broken, or discontinue the service entirely — it is a side project, and it might not last.

Governing law

These terms are governed by the laws of Quebec and the federal laws of Canada that apply there. Disputes go to the courts of the judicial district of Montreal, except where consumer protection law entitles you to bring a claim where you live.

Changes

We may update these terms. Continuing to use Phidox after a change means accepting it. Last updated 16 August 2026.

Contact: privacy@phidox.com